Disability Insurance
If you’re unable to work due to a sickness or injury, Disability Insurance can help cover your essential living expenses. It can help you pay bills like your mortgage, tuition and car payments, and help cover expenses for food, clothing and utilities. By replacing a portion of your income, Disability Insurance can help protect your financial security until you get back on your feet and return to work.
Who needs disability income insurance?
More than a quarter of today’s 20 year olds will become disabled, according to the Social Security Administration (SSA). It doesn’t matter what job you have. It doesn’t have to be a freak injury that prevents you from working – back injuries, cancer, heart disease or other illnesses make up the majority of the reasons for long-term absences.
Are you prepared if you can’t work due to a long-term disability? The average long-term disability lasts 30 months. Do you have the emergency savings to cover that much time away from work? If not, you need to make sure you have long-term disability insurance. For disability insurance in Santa Monica contact Donald Weiss today.
What does individual disability insurance cover?
Individual disability insurance offers multiple options for coverage, and a policy can be tailored to your needs. Furthermore, since individual disability insurance policies are paid with after tax dollars, you don’t pay taxes on the benefits you receive on an individual disability claim.
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Contact Us today to get a free quote. If you have questions or would like to know about all the policies that we offer please contact our office.