When approaching 65 years old or even in your early 70s, you should consider getting long-term care insurance. Social security, such as Medicaid, doesn’t cover all parts of long-term care (LTC). As such, it can’t fully pay for constant in-home care or assisted living services, in case you develop a chronic or disabling condition when Read More
While 54% of Americans currently own life insurance coverage, this figure is 10% lower than 10 years ago, according to the Life Insurance Market and Research Association (LIMRA). Even worse, about 20% of the current policyholders are underinsured, mainly because they perceive life insurance to be expensive. While life insurance can be expensive, there are ways you Read More
To curb the spread of the novel coronavirus in the U.S., the federal government imposed travel restrictions and lockdown measures in 2020. As a result, most American companies urged their employees to work remotely for safety purposes. Although the government did not entirely ban traveling, especially for essential workers and short-distance travelers, it required them Read More
In this busy world of ours, the mind is constantly pulled from one thought to another, leaving us feeling stressed and highly-strung. Many of us don’t think we have even a few minutes to sit down and meditate, despite how beneficial it can be to our overall physical and mental health. It’s important to take Read More
How to better handle stress in the workplace. No matter how much you love your job, stress at work is inevitable. In fact, job pressure is one of the top causes of stress for Americans. Not only does stress in the workplace cost businesses billions of dollars a year in lost work hours and medical Read More
3 ways to conquer stress during Stress Awareness Month. Most of us face stress on a daily basis, whether it’s about work, money, family or health concerns. A little bit of stress is normal, natural, and even necessary for some. However, chronic stress can hinder our health and impact us negatively. Since April is Stress Read More
Healthy fall habits to adopt. While the colors of autumn may have us dazzled by the season, but fall often brings adverse weather, cold and flu season, and a seasonal blues. Because of these factors, we often need to give our immune system a little TLC to help us live healthily until the warmer weather Read More
Keep precious documents safe by storing them in the right place. Think about all of the important documents you have on your possession. Your will, birth certificate, marriage certificate, diplomas, insurance policies. These are the documents you will want your kids or other beneficiaries to have access to someday, and it’s definitely worth ensuring they Read More
Home remedies for trouble sleeping. Millions of Americans experience trouble sleeping at night. In fact, a whopping 45 percent of people across the nation indicated that a lack of sleep detrimentally affected their ability to complete daily activities at least once over the period of a week. Poor sleeping habits can have devastating effects on Read More
Why to consider securing long-term care insurance. Many people have different ideas about what long-term care insurance really is all about. With certain misconceptions floating around, it is easy to understand to understand why some consumers have negative options about long-term care coverage and misunderstand the coverage that it provides. Before you’re quick to judge Read More