How much life insurance protection is enough? It’s a common question that has a number of answers. While a lost life can never be replaced, life insurance is a good way to protect the lifestyle you’ve built for you and your loved ones. Whether you are a corporate leader or a homemaker, you are a Read More
Having life insurance through work is a real perk to the job. It provides you with some coverage that helps to protect your family when you are no longer around to support them. Yet, you shouldn’t just rely on your work-provided life coverage to safeguard your family’s finances. Taking out your own third-party life insurance Read More
Consider whether you need term or whole life insurance. When you’re in the market for life insurance, you’ll soon find out that there is no one-size-fits-all policy. In fact, there are many different policies to choose from, all with varying coverage and premiums. Part of the search for finding the right coverage for your Read More
What you should know about no-exam life insurance policies. Many people purchase life insurance to help secure the financial stability of their loved ones after their death. In most cases, you must submit to a medical exam in order to purchase a life insurance policy because the insurer wants to assess your risks. From Read More
Do you already have life insurance coverage in place? Life insurance. A policy that most people need but very few take the time to understand and purchase. You may think that you only need to think about getting a life policy when you have a mortgage, three kids, and a stable career. Think again. Read More
Combine life insurance with long-term care benefits for better protection. Long-term care insurance is something many of us tend to overlook. After all, there’s a risk of buying such insurance, spending tens of thousands of dollars on it, and then never needing it. These types of policies pay for nursing homes, assisted living or home Read More
The importance of securing permanent life insurance coverage. Shopping for life insurance isn’t on anyone’s list of fun things to do. It can be stressful and daunting to secure coverage that will protect your loved ones when you’re no longer around to do so. One of the first things you probably want to understand, though, Read More
Top reasons that aren’t good enough for not buying life insurance. It’s not uncommon for families to put off buying life insurance. The excuses that come up are usually the same. Purchasing life insurance may not seem like a priority but accidents can happen when you least expect them. When you put off buying life Read More
Understand how family history can influence your term life insurance premium. In the life insurance application process, it’s common for insurers to ask questions about your family’s medical history. When you’re purchasing term life insurance, it’s useful to know how your family’s health can impact your premiums. Did your grandparents smoke a pack a day Read More
How whole life insurance can benefit you. Most of us understand that we need life insurance coverage of some form. While many take out term life insurance, which is temporary life coverage, whole life (or permanent) insurance coverage is overlooked. Permanent life insurance is not an insurance product that can be taken lightly, although it Read More