While 54% of Americans currently own life insurance coverage, this figure is 10% lower than 10 years ago, according to the Life Insurance Market and Research Association (LIMRA). Even worse, about 20% of the current policyholders are underinsured, mainly because they perceive life insurance to be expensive. While life insurance can be expensive, there are Read More
So far, over 1 Million Californians have tested positive for the COVID-19 virus, with more than 18,500 of them succumbing to it, as reported by the California Department of Public Health (CDPH). For nearly a year now, researchers, scientists, and medical professionals have been working tirelessly to develop a vaccine for COVID-19. Luckily, there has Read More
According to the 2020 Insurance Barometer study from LIMRA, 36% of Americans plan to purchase life insurance coverage in the next year, meaning the intent to buy a life insurance policy is high. With this in mind, here are a few essential tips to get started with life insurance. Evaluate Your Financial Situation You need Read More
Are you finding yourself working from home more often? If so, you may be struggling without having the option to go into the office and mingle with other people. You may even be working longer hours without a healthy work/life balance. All of this can lead up to feeling stressed in day-to-day life. If there Read More
For most of us, getting life insurance is essential. It works to protect our family, loved ones, and finances after we pass. However, getting a medical exam in order to obtain life insurance may not always be right for everyone. Although it’s relatively painless, if we don’t have the time or adequate health to get Read More
As many of us continue to work from home or work long hours in the office, we find ourselves spending more time sitting down at our desks. While you may love your job, the act of sitting down for long periods of time can negatively impact our physical and mental health. Most of us don’t Read More
When you have been busy for so long, it can be difficult to find a moment to think about the future. For most people, it’s an important part of financial planning. Considering your family’s future financial needs means assessing your need for life insurance. If you are without life insurance currently, that doesn’t mean you Read More
In this busy world of ours, the mind is constantly pulled from one thought to another, leaving us feeling stressed and highly-strung. Many of us don’t think we have even a few minutes to sit down and meditate, despite how beneficial it can be to our overall physical and mental health. It’s important to take Read More
How much life insurance protection is enough? It’s a common question that has a number of answers. While a lost life can never be replaced, life insurance is a good way to protect the lifestyle you’ve built for you and your loved ones. Whether you are a corporate leader or a homemaker, you are a Read More
Does your business offer a Flexible Spending Account (FSA) or a Health Reimbursement Arrangement (HRA)? If so, the IRS requires you to perform non-discrimination testing on these plans. This is done to ensure there is no discrimination between the highly paid employees and everyone else at the company. All businesses should ensure their benefits are Read More