Why take the risk of lacking health insurance why you’re away?
Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. It’s Murphy’s Law: if someone can go wrong, it will go wrong at the worst possible time. Traveling without health insurance is risking this law to become a reality. Here are three reasons that you should purchase travel insurance before you depart for that greater sense of security which will give you piece of mind.
What does travel insurance cover?
There’s a wide selection of travel health insurance plans that include coverage for hospital care, surgery, office visits, prescription drugs, and medical evacuation. Travel insurance provides coverage for medical expenses incurred during travel outside of the U.S. that health insurance providers frequently deny as out of network.
Medical Expenses
With travel insurance, if you see a doctor for a medical emergency while traveling this insurance will cover you. Your personal health insurance may offer limited coverage while you are abroad, so you may end up having to pay a nasty medical bill.
Emergency Transportation
If you’ve ever been unfortunate enough to be in a hospital, you know that these rides can be incredibly expensive. The same applies in foreign countries. If you’re exploring the ruins of Machu Picchu and have an unfortunate fall, you’re going to need emergency transportation to get to the nearest hospital. Travel insurance covers you for these kinds of emergencies.
Your Personal Belongings
A trip to the beach is hardly any fun without a swimming suit. If your luggage is delayed or lost, travel insurance has you covered. Your lost luggage may not only be refunded, but also reimbursing you for any necessary items you have to purchase until your luggage is returned.
Travel insurance is always a smart investment everyone should purchase. Finding the right travel insurance policy doesn’t have to be difficult when working with the right insurance agent. Contact the insurance professionals at Donald Weiss Insurance Services in Santa Monica for all of your travelling care needs throughout Southern California.
