The Importance of Travel Insurance

Why you need to purchase travel insurance. Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. They range from the inconvenient, like losing your electric toothbrush, to the Read More

Don’t Forget to Pack International Health Insurance This Summer

When it comes to your summer travels, international health insurance is something you should not leave behind. Though it may not contain many simple components, traveling is one of life’s simple pleasures. It can be as relaxing or as hectic as you want it to be. Your next trip could entail nothing but relaxing on Read More

What is a Qualifying Event for a Special Enrollment Period?

If you want a special enrollment period for health insurance, you’ll need to experience one of these qualifying events.  The Affordable Care Act (ACA) changed quite a significant amount about health insurance. That includes when individuals and families can buy it. If you don’t get your health insurance through work, you’ll need to purchase it independently Read More

Do You Need Life Insurance? Chances Are, You Do

Protect your family with the coverage they deserve. The question, “how will my family manage if I pass?” is a rather difficult question to ask yourself because it comes to terms with one’s own mortality and forces you to think of a scenario in which your family is forever without you. As difficult a question Read More

Do You Need to Purchase Travel Insurance?

Are you unsure on whether you need to purchase travel insurance? Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. They range from the inconvenient, like losing your Read More

Life Insurance: Your Options

There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More

Life Insurance 101: Term life v. Whole Life Insurance

What is life insurance, and why should you purchase which policy? This kind of insurance is a contract between you and an insurance company that basically says, “should anything happen to you, your beneficiaries will have some financial assistance.” In exchange for premium payments, the insurance company provides a lump-sum payment to the listed beneficiaries (normally Read More

5 Common Health Conditions That Will Affect Your Life Insurance Application

Health insurance companies will determine your rates depending on your health and its condition. The reason that many Americans do not have life insurance is because they believe they won’t qualify, or if they do qualify, the premiums will be too expensive. Most people are able to receive affordable health insurance despite having common health Read More

What is Group Health Insurance, & Why Does My Business Need It?

No matter your business size, group health insurance is something you need to consider.  The Affordable Care Act changed a lot about healthcare in our country. Individuals feel its impact throughout the year, from only being able to purchase coverage during open enrollment to needing new information about their policy when they file their taxes. Read More

What You Should Know About Short Term Health Insurance

Short term health insurance can give you access to the coverage you need. Short term health insurance is meant to provide health coverage during temporary gaps in your coverage. Early retirees, recent college grads, and people who are in between jobs most commonly choose short term health insurance. When you invest in a short term Read More