Cost of Employer Health Coverage to Rise in 2019

Costs for employer health coverage is set to increase over the next year.   According to the annual health care survey by the National Business Group on Health, we can expect the cost of medical and drug benefits to rise by 5 percent in 2019, making it the sixth year in a row that costs Read More

How to Get Life Insurance with a Pre-Existing Condition

Pre-existing health conditions don’t mean you need to go without life insurance. If you’re looking to purchase life insurance and you have a medical condition that significantly impacts how you live, there’s a good chance it will be classified as a pre-existing condition. Although it may influence your premium rates, and some insurers may not Read More

California Legislature Ban Short-Term Health Insurance

What you need to know about the ban on short-term health coverage. Thinking of securing some short-term health insurance? Think again. The California Legislature has passed a bill banning the sale of short-term health insurance plan. The bill, SB910, was authored by State Sen. Ed Hernandez and was approved by the Senate and Assembly in Read More

3 Mistakes to Avoid When Buying Life Insurance

Common errors to avoid when you’re choosing a life insurance policy. Buying life insurance is one of the most important decisions are you going to make. You buy it to protect your family from getting caught out financially and to protect them when you are no longer around to do so. Most people think it’s Read More