Why the Rich & Super-Rich Still Need Life Insurance

Without the estate tax, many rich and super-rich folks may think they may not need life insurance, but that thinking may be flawed.  Even if Donald Trump does eliminate the estate tax, there are reasons that the rich and the super-rich will want to purchase life insurance. Frank Seneco, president of Seneco & Associates and one Read More

Marijuana-Smoking Life Insurance Policyholders

Marijuana smoking has been on the rise in recent years due to studies showing its negligible effects on the human body when compared to tobacco and even alcohol. But how will this affect pot-smoking life insurance policy holders? In the wake of the 2016 elections, the number of users–which, by the way, has already hit 25 Read More

Do Women Need Life Insurance?

Perhaps in the days with antiquated values where women were expected to stay home and care for the children, life insurance may not have been a necessity for them. But, as Bob Dylan once sang, “The times, they are a changin’.”  Women are redefining their role in society. More women than ever are working and, Read More

A Pessimist’s Guide on Optimism (and How to Practice It)

If you are a pessimist, you can imagine 25 different worst-case scenarios before you think of even one good one. For example, you get a dinner invite from one of your coworkers and instantly you imagine an awkward dinner. A trip to a great ski resort? At best you will be miserably cold; at worst Read More