Understand how family history can influence your term life insurance premium. In the life insurance application process, it’s common for insurers to ask questions about your family’s medical history. When you’re purchasing term life insurance, it’s useful to know how your family’s health can impact your premiums. Did your grandparents smoke a pack a day Read More
Should you buy travel insurance or rely on your health insurance? Are you jet setting soon? Perhaps you’re visiting the pink sand beaches in the Mediterranean or hiking in Costa Rica for a week. Before you pack your bags, it’s wise to consider whether or not you could benefit from travel insurance. Alarmingly, many travelers Read More
Understanding the benefits of disability insurance. Insurance is about protecting some of your most important assets such as your home, vehicles, and high-value belongings. But what about protecting your paycheck? What would happen if you became seriously ill or injured and weren’t able to work for some time? Here is where disability insurance comes Read More
The latest news about the Covered California premium change. Covered California has announced that it expects an average premium increase of 0.8 percent for 2020 in the state’s individual marketplace, the lowest such rate change since the health insurance exchange started in 2013. The Executive Director of Covered California, Peter Lee, recognized the low rate Read More