Life insurance is something that your family may need if your passing comes sooner than expected, so it’s important to get it from the best.
Independent agents and direct writers are battling for your signature. At the end of the day, you’re getting a life insurance policy so it may not seem all that important if you go with one or the other. The truth couldn’t be further from this assumption. There are many differences between independent agents and direct writers. Needless to say, we are biased towards independent agents, but we’re simply going off the facts.
Independent Agents
Independent agents don’t work for any specific company and can find the policy that fits every one of your needs. If one insurance company is too expensive, they can turn their attention to another company.
These smaller companies are usually run not by multi-billionaires, but normal everyday people who understand that treating people like human beings and building relationships are important for any business. If being treated like part of a family is important to you, the choice is clear.
Direct Writers
Direct writers work for one company and one company only. Companies like Farmers, State Farm, Progressive, Geico, and other companies you may have seen in commercials during the game. Because they work for only one company, they can only offer you their price and conditions. That means you may not find a policy that matches your exact budget and needs.
They also have a tendency to treat you like royalty when you first call for a policy, but as soon as you sign the dotted line, you’re just another number.
To learn more about life insurance and what it can do for you, contact Donald Weiss Insurance Services. Our dedicated team will help you determine your coverage needs, helping you pick the right policy with the right term for your goals. Don’t be left with questions when buying this essential coverage; call us today!
