No matter how far or long your travels are going to be, travel insurance is one of the most important things to buy for your trip.
Many people often forgo travel insurance when asked about it, not thinking about the possible ways in which it can benefit them when the worst happens. For as little as a couple of dollars a day, it’s the most important thing you hope you’ll never need. We buy insurance because it protects us from the unexpected (and sometimes because it’s legally required), so why not do the same with travel insurance? When travelling to unknown lands and locations, protecting yourself with travel insurance is the logical thing to do.
What is travel insurance?
Likely the most asked question regarding this insurance. It’s emergency care when things go unexpectedly wrong. Depending on your policy, it can cover lost luggage, a fall during a hike, popping an ear drum when scuba diving, parasite, or even the cancellation of your trip due to a covered circumstance.
Does it replace health insurance?
Travel insurance does not replace health insurance. Did you break a leg? Pop an eardrum? Get food poisoning? This insurance covers accidents. If you want to get a physical or dental work done, you will be on your own.
I got inebriated and hurt myself, am I covered?
If you got drunk and did something foolish, insurance companies will likely not cover you. If during the investigation the insurance company finds out you were drinking, they can deny your claim. That’s not to say you have to be sober the entire trip (oh, the humanity!), but try and be smart when drinking.
Obtaining the right plan that meets all of your needs doesn’t have to be difficult. Contact the insurance professionals at Donald Weiss Insurance Services to have an expert customise a travel insurance policy so you can relax into your vacation!
